A painful inflammation of the joints, frequently chronic.
Osteoarthritis (Degenerative Joint Disease) or acute infectious arthritis after recovery - Best classes may be available.
Rheumatoid arthritis (PA) that is mild and does not affect any other organs may be Standard to Table B. Moderate RA that does not affect any other organs may be Table C.
There are other less frequently occurring types of arthritis. Rating depends on the nature of the condition and any coexisting disorders.
Life Insurance Solutions, in summary when underwriting an arthritis disease history, suggests for those persons looking for life insurance for arthritis, the following factors are very important in assessing the risk:
- Type of arthritis?
- Medications taken?
- Date of diagnosis?
- Date of last flare-up requiring medication?
- Any deformity of joints? (Which ones?)
- For PA, any involvement of the lungs, heart, blood vessels, brain?
- Able to work regular hours and perform regular job duties and regular daily activities?
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