Cancer of the colon is the second leading cause of cancer mortality in the United States (after lung cancer). Most colon
cancers are adenocarcinomas. Mucinous carcinoma and signet ring cell carcinoma are rare and carry a poor prognosis.
Risk factors for developing colorectal cancer include family history, diet, age, history of inflammatory bowel disease
(ulcerative colitis or Crohn's disease) and colorectal polyps.
The wall of the colon consists of four layers: mucosa (adjacent to
the lumen), submucosa, muscularis, and serosa (outermost,
farthest from the lumen). Colon cancer usually originates in the
mucosa and then spreads through the wall of the colon towards the
surrounding abdominal organs. The prognosis worsens as each
additional layer of the colon wall is invaded. Dukes' Staging refers
to the extension of cancer. Duke's stage rises as the cancer
invades through the layers of the colon wall into any lymph nodes
or metastasizes to distant sites.
The mortality risk associated with colorectal cancer
treatment was completed.
In summary, when underwriting a colon cancer history, Life Insurance Solutions suggests for those persons looking for life insurance for colon cancer, the following factors are important in assessing the risk:
- tissue of origin (i.e. colon, prostate, breast, etc.)?
- stage?
- grade?
- time since diagnosis?
- type of treatment? (surgery, radiation, chemo, etc.)
- time since treatment has ended?
- any recurrences or relapses?
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