EBCT or Ultrafast CT is a noninvasive test used to measure calcium deposits in the coronary arteries and, thereby, assist in detecting coronary artery disease.
The total assessment of the calcium score should consider: age; sex; coronary risk factors such as smoking, elevated lipids, diabetes, and high blood pressure; the number of coronary arteries involved; whether the individual has symptoms indicative of coronary artery disease; and any cardiac evaluation including exercise testing, echo or imaging studies and coronary angiography (especially if performed recently or subsequent to the EBCT study).
The best classes may be available to individuals who score in the lower 25th percentile (meaning the score is lower than 75% of same sex individuals of the same age). Ratings for moderate calcium scores without a recent follow-up stress test may range from Table D to Table F at ages under 70 and from Table B to Table D at ages 70 and over, depending on the presence of cardiac risk factors. With a negative recent follow-up stress test, the possible ratings range from Table B to Table D at ages under 70 and from Standard to Table B at ages 70 and over.
Life Insurance Solutions, in summary when underwriting a EBCT disease history, suggests for those persons looking for life insurance for EBCT, the following factors are very important in assessing the risk:
- Date of test?
- Results of test (percentile)?
- Was a stress test done after the EBCT?
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